Many adults who turn 65 will need some form of long-term care. For many families, that reality quietly sits in the back of their minds and it raises a fair question worth answering now rather than later: What are the main benefits of living in a rental CCRC?
A rental continuum-of-care community gives older adults the opportunity to choose a lifestyle that fits their needs today, while offering additional care options on the same campus if their needs change.
This guide covers the advantages, the day-to-day benefits and what to look for when choosing a rental continuum of care senior living, so you and your family can feel confident about the next chapter ahead.
What Exactly Is A Rental Continuum-Of-Care Community?
A rental CCRC brings multiple housing and care options together on one campus, giving residents convenient access to different levels of services as their needs change.
How Does A Rental CCRC Differ From Other Senior Living Options?
A rental continuum-of-care community brings multiple lifestyle and care options together on one campus without requiring a large entrance fee. For older adults who want the convenience of having additional living and care options nearby while retaining greater control over their finances and assets, the rental model can offer a different approach to planning for the years ahead.
In our community, residents can choose the living option that fits their current needs and access additional services as appropriate. At Kingswood in Kansas City, 2026 monthly costs are approximately:
- Independent Living: $3,403
- Villas: $4,489
- Assisted Living: $5,840
- Memory Care: $8,048
What Care Levels Are Available In A Rental Continuum-Of-Care?
Each living and care option is designed to respond to residents' needs as they change:
- Independent Living — Your own apartment or villa with access to meals, housekeeping, transportation and social activities, with minimal day-to-day support.
- Assisted Living — Personalized help with daily tasks like bathing, dressing and medication management, when and as you need it.
- Memory Care — A structured environment for residents with Alzheimer's or other forms of dementia, with programming and care.
- Skilled Nursing — 24-hour medical supervision for those managing health conditions or recovering from surgery or a hospital stay.
This is what rental continuum-of-care senior living means in practice — the right support, at the right time (Bin Noon et al., 2023), without asking you to leave the community you call home.
What Are The Benefits Of A Rental CCRC?
A rental continuum-of-care community can offer financial flexibility by allowing older adults to move into a senior living community without paying a large entrance fee. Instead of committing a substantial amount of capital upfront, residents can use a monthly rental model while retaining greater control over their savings and assets.
How Can a Rental Model Offer Financial Flexibility?
Kingswood's rental model does not require a buy-in, entrance fee or long-term contract. This allows residents to retain greater control over their assets rather than committing a substantial amount of capital upfront. For older adults who value flexibility, renting can provide a different approach to planning for retirement and future care needs.
What Can Monthly Rental Costs Include?
Monthly fees at a senior living community like Kingswood bundle most of what you need into a single, manageable payment:
- Housing and utilities
- Meals and housekeeping
- Maintenance and transportation
- Access to care services across all levels
Renting can also reduce responsibility for many maintenance tasks and unexpected home repairs associated with owning a home.
The Right Place to Call Home
A rental CCRC can give older adults the opportunity to choose a lifestyle that fits their needs today while having additional living and care options available on the same campus. With no buy-in or entrance fee, the rental model can also provide greater financial flexibility and allow residents to retain control of their assets. If you'd like to explore what rental continuum-of-care living looks like at Kingswood, call 816-290-6368 to schedule a personal tour.
FAQs
Q1. What types of care services are available at a rental CCRC?
A rental CCRC can offer independent living, assisted living, memory care and skilled nursing on one campus. Having these options in the same community can make it more convenient to explore additional services if your needs change.
Q2. Can married couples with different care needs stay together at a rental CCRC?
A rental CCRC with multiple living and care options on one campus may allow couples with different needs to remain part of the same community while receiving different levels of service. Living arrangements depend on each community's availability and each resident's needs.
Q3. How does a rental CCRC differ from an entrance-fee community?
A rental CCRC does not require residents to pay a buy-in or entrance fee to move into the community. At Kingswood, residents rent their chosen living arrangement rather than committing a substantial amount of capital upfront. This gives residents greater control over their assets and financial flexibility as they plan for retirement and future care needs.